Top Payment Orchestrators in India 2025

Online payment transactions are more convenient than their more conventional counterparts. However, the complexity of modern online transactions with multiple payment methods, currencies, and payment gateways might be trickier for businesses. 

Merchants require an effective and seamless way to manage all the steps of the payment process, and that's where payment orchestration comes into play. 

Combining and managing many payment service providers into a single software platform, popularly known as payment orchestration, manages and carries out the complete end-to-end payment procedure. The payment orchestration platform handles and executes the entire end-to-end payment process.  

The payment orchestration platform industry is expected to hit $41.5 million by the end of 2030. 

Payment orchestration services include multi-PSP transaction routing, settlement, payment authentication, and risk management, including KYC, customer data storming, anti-money laundering procedures, and more.

Before getting started it the working of payment orchestrations, let's make this clear. Platforms for payment orchestration are not the same as payment gateways. Platforms for payment orchestration are built on top of payment gateways. Payment gateways facilitate money transfers between merchants' and consumers' accounts by acting as a link between an eCommerce website and payment processing.

Whereas payment orchestration acts as a payment management platform, which includes one or more payment gateways and is packed with many more functionalities.

Payment orchestration works much like a traditional payment gateway, but within the platform, several decision-making engines work at the same time. 

These engines make sure the platform presents relevant payment methods to the consumers, and the right fraud measures are taken to minimize false positives and unnecessary issues and the optimal payment authorization routes are chosen.

The customer chooses and confirms the product or service they wish to buy and presses the “Pay” button. 

The merchant platform makes an API call to the POP, and this involves several decision-making attributes. 

The platform applies defined rules against the given attributes and finds the right payment methods. For example, if the EMI is chosen, present the options, or if split payments are supported, present those options, etc. 

Consumers choose the payment method convenient to them and enter the requested data.

Consumer enters the payment data, and the payment orchestrator applies specific rules that are relevant to the transactions. 

After executing internal rules, the transaction is then passed through the routing engines that determine the following:

The transaction is forwarded to the secondary payment providers in the event that the primary channel is not accessible.  

In the event of failed authorization with a soft decline code, it attempts again with a secondary acquirer. 

Payment orchestration platforms, which are not exclusive to digital payment platforms, are linked with a merchant's current commerce platform. The merchant can incorporate many payment options into their mobile apps and website with just one API integration.

Payment orchestration platforms combine advanced payment technologies, acquirers, transaction routines, processors, etc. Customers cannot see the complete payment orchestration process.

With that said, here are the top 5 payment orchestrators in India:

The first in our list is Juspay, a prominent payment orchestration platform that is a superior global payments operating system.

The platform presents businesses with seamless payment experiences, the ability to manage PA and PGs, end-to-end UPI infrastructure, and routing transactions with minimal payment operations.

JusPay features full-stack orchestration, 3DS authentication, an incredible checkout experience, and other value-added services like tokenization and unified analytics. From initial checkout to final checkout, JusPay handles everything, and it allows businesses to customize the payment experience and scale operations as required.

Payoneer, the former digital payment platform, has transformed into a payment orchestration platform accessible to e-commerce businesses in Asia-Pacific who want to accept payments from multiple providers. 

The platform facilitates hassle-free business processes and empowers businesses to reach new markets do business in multiple currencies, and comply with local regulations, all while simplifying the payment experience.

Payoneer allies receive account numbers in different currencies and get paid as if having a local bank account. It also allows businesses to compete with those of marketplaces and start getting paid with a few clicks. 

The popular live video streaming social network LiveMe leverages Payoneers payment orchestration services to be free from the restrictions of limited payment partner choice while ensuring fast implementation of newly desired payment providers.

The payment orchestration platform that packs maximum control and insights and helps businesses achieve best-in-class performance through one dashboard. For increased productivity, sales, and income, it gives you complete control and management over the payment process.

It features a simple-to-use orchestration hub to optimize and control payment experience, configure, manage, and personalize routing parameters, and set limits and manage authentication to eliminate fraud and increase conversions.

By automatically rerouting transactions to several payment processors in the event that first attempts fail, 3DS (3-Domain secure) cascading improves the security of online payments.

The platform also has an array of tools for chargeback management, including Dynamic 3D secure, Verifi order insight and rapid dispute resolution, Ethoca, and chargeback representment service, and more.

Corefy is another payment orchestration platform that helps businesses manage and process payments. It comes with features like cascading, routing, and integrations with different payment providers, and it acquires features to centralize and standardize online payment processing. 

It features routing engines to automatically route transactions to the most efficient and cost-effective provider and cascading minimize declines by efficient rerouting of transactions.

Corefy also lets businesses set up custom routes for different payment methods, customize views for team members, and manage payment data effectively. 

The platform is built on AWS, therefore bringing forth scalability and flexibility to growing businesses, and also operates in compliance with regulations like PSD2 and GDPR, ensuring the security of sensitive data.

Paytring is a feature-rich, all-purpose payment orchestration website that integrates several payment providers and acquirers to bring a unified communication, control, and management interface. 

The platform features a full payment stack with a comprehensive and seamless payment solution to streamline business operations and allows rapid business expansion.

Paytring allows you to choose and connect with over 45 payment gateways, both domestic and international, and manage all subscriptions for you. Effortless integration, better conversions with AI-powered intelligent routing, cost and revenue optimization, and more.

Flowise is a payment orchestration platform from Cashfree Payments designed to simplify and optimize payment processes for businesses and aims to improve payment success rates and improve the overall payment experiences for both customers and merchants. 

Businesses can integrate multiple payment channels with the platform without requiring complicated coding. 

It features an AI-driven routine, multi-armed bandit classifier, and a single dashboard that presents a comprehensive view of transactions across multiple payment gateways, allowing businesses to monitor performance and compare success rates.

A payment orchestrator platform, to summarize, is a single digital platform that unifies various payment services. They make it easier and more efficient for companies of all sizes to handle several payment channels and currencies. 

Now that we have discussed the top payment orchestration platforms in India, I would like to add, there is no one-size platform for all business needs. You choose the payment orchestration platform of your choice based on your needs to enhance the efficiency and security of your payment stack.